UK Stamp Duty Calculator

Estimate your Stamp Duty Land Tax (SDLT) instantly using the latest 2026 UK tax bands and buyer incentives.

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Property Details

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£0£500k£1M£1.5M£2M

help How Stamp Duty Works

SDLT is a progressive tax on properties in England and Northern Ireland. You only pay each rate on the portion within that band.

For example, a £300k purchase: 0% on the first £250k, then 5% on the remaining £50k = £2,500.

  • First-time buyers: 0% up to £425k, 5% on £425k–£625k. No relief above £625k.
  • Standard: 0% up to £250k, then 5%, 10%, 12%.
  • Surcharge: +3% on every band for additional properties.
Total Stamp Duty Payable
£0
Effective Tax Rate
0.00%
Total Acquisition Cost
£0

Band Breakdown

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Frequently Asked Questions

When do I pay Stamp Duty?

You have 14 days from the date of completion to file and pay any SDLT due to HMRC.

Is it different in Scotland?

Yes — Scotland uses LBTT (Land and Buildings Transaction Tax) with different rates and bands.

What about Wales?

Wales uses LTT (Land Transaction Tax) which follows its own unique structure and rate thresholds.