9 Free Tools — USA & UK Markets 2026

Smart Real Estate
Decision Tools

Professional-grade calculators for buying, renting, and investing in property. Free forever, no sign-up required.

🇺🇸 USA Markets 🇬🇧 UK Markets 🔒 Data Never Leaves Your Browser ✅ 100% Free Forever 📱 Works on Any Device
9
Free Tools
USA+UK
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Free Forever
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🏠
🔥 Most Popular

Rent vs Buy Calculator

Compare the true long-term cost of renting vs buying. See your break-even point and 30-year cost projection.

Break-even Analysis USD / GBP 30-Year Chart
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⭐ New

Home Loan EMI Calculator

Calculate your exact monthly mortgage payment, total interest, and full year-by-year amortisation schedule.

Monthly Payment Amortisation All Currencies
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First-Time Buyers

Mortgage Affordability

Find out the maximum home price you can afford based on your income, debts, and down payment using 2026 rates.

28/36 Rule DTI Ratio Buying Power
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⭐ New

Closing Costs Calculator

Estimate every buyer and seller closing cost line by line, adjusted for your state. No surprises on closing day.

Buyer + Seller By State Line-by-Line
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⭐ New

Refinance Break-Even

Find out exactly how many months until refinancing pays for itself and how much you save over your loan life.

Break-even Months Lifetime Savings Scenarios
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🇬🇧 UK Only

UK Stamp Duty Calculator

Calculate SDLT instantly for first-time buyers, home movers, and additional properties using 2026 tax bands.

First-Time Buyer BTL Surcharge Band Breakdown
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📈
Investors

Rental Yield Calculator

Calculate gross and net rental yield on any buy-to-let property. Includes vacancy rate and expense adjustments.

Gross & Net Yield Vacancy Rate ROI Chart
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⚖️
Investors

Property Comparison Tool

Compare two investment properties side-by-side. Get ROI, cash flow, and a clear recommendation on the better deal.

ROI Comparison Cash Flow Winner Highlight
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Advanced

Precision Analytics

Advanced property analytics with neighbourhood intelligence, school ratings, crime data, and investment scoring.

Neighbourhood Data School Ratings Investment Score
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Your data never leaves your browser 2026 tax rates & market data No account required Works on any device USA & UK markets covered
From the Blog

Latest Property Guides

🏠
Buying · USA & UK

Is It Cheaper to Rent or Buy a House in 2026?

April 20, 2026 · 9 min read
🏛️
UK · Tax Guide

UK Stamp Duty 2026: Complete Guide for All Buyer Types

April 18, 2026 · 7 min read
💰
USA · Mortgage

How Much House Can I Afford on a $100k Salary?

April 15, 2026 · 6 min read
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Not sure which tool to use?

Start with the Rent vs Buy Calculator — the most popular tool, works for both USA and UK markets.

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